LendingQB is a web-based, end-to-end mortgage loan origination system that does it all. From loan origination to funding, LendingQB is a single platform that puts all of the functions you need under one roof.
But that's not what makes us different. We know that mortgage lending is a collaborative process. Working well together is what makes you successful as a lender. So your relationship with a technology vendor shouldn't be any different. We believe that an effective provider of technology needs to actively collaborate with you.
That's why we've built a reputation as a technology company that listens, learns and responds to the needs of mortgage lenders with unsurpassed ability. We engage our clients on a continuous basis, developing technology solutions that reflect the diversity of mortgage lending.
Large or small, wholesale or retail, we understand that what lenders really want is a loan origination system that fits their particular needs. Needs that can only be met through collaboration.
It's easy to do business with LendingQB.
There is nothing scarier than making the decision to move to a new loan origination system (LOS). It is laborious, expensive and just a major headache to deal with. But a recent study by Genpact showed that up to 90% of lenders are considering making this move. The mortgage industry is clearly in transition, and lenders are looking for technology that will allow them to adapt to a new business environment...
Full complement of standard loan application forms: 1003 URLA, GFE, TIL, etc.
Full complement of standard FHA & VA forms
Integrated with Fannie Mae's DO/DU, Freddie Mac's LP automated underwriting systems
Direct integration with FHA TOTAL Mortgage Scorecard
LendingQB Automated Underwriting and Loan Pricing Engine
Connected with every credit reporting vendor in the country
Integrated email automatically notifies updates to loans
Advanced task system tracks the assignment and status of important loan activities
Lock request submissions via LendingQB Automated Underwriting and Loan Pricing Engine
Buy side and sell side rate locking
Rate lock confirmation email notification
Rate lock tracking and audit history
Risk management reporting
Purchase advice reconciliation
Upload or fax documents directly onto loan files
Edit any imaged document: rearrange pages, insert, delete, split documents
Highlight documents, record annotations directly on documents
All documents automatically indexed to custom document types
Automatic tracking of document edits and changes
Accurately determine loan eligibility based on investor overlays and guidelines
Complete utilization of borrower credit report data
Comprehensive library of pre-built investor products
Investor guideline updates and management provided by LendingQB
Customizable overlays for lender-specific eligibility criteria
Complete design, build and maintenance of custom loan products
Natively developed solution - built by LendingQB for LendingQB
Completely integrated into lending workflow
Pricing derived from lender-specific investor rate sheets
Automated rate sheet process downloads new pricing every five minutes
All loan level pricing adjustments included
Customizable overlays for lender-specific price adjustments
Create separate price groups to manage different sales channels and pricing tiers
Originator compensation automatically calculated into pricing
Automatic rate sheet expiration prevents locks on stale pricing
Manually disable pricing for complete control
100% web browser-based solution. No software installation required
Anywhere, anytime access via web browser and Internet connection
All data is hosted by LendingQB in a secure, SAS70 certified environment
System updates and enhancements provided instantaneously